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[quote=Anonymous][quote=Anonymous]Is nephew receiving survivor's benefits from the parent that passed away?  If no one has looked into this, they should--people often mistakenly think a person had to have worked 40 quarters, but it's less for younger people.

Second, think long and hard before you legally adopt this child.  It's a personal decision, but keeping the relationship a guardianship one preserves many, many, many more options for this child for college funding.  If he is legally your child, your family income is counted and frankly, none of your kids is getting anything other than unsubsidized federal loans (leaving aside merit money).  Your nephew, on the other hand, if he remains legally your nephew, if his living parent is still in prison or otherwise not making an income, will mean that he should be Pell eligible and that leaves open many more doors.  [/quote]

A neighbor took in her nephew and I thought they had legally adopted him. Later she explained that they consider him their son but legally they are his permanent guardians for financial reasons. He is eligible for free and reduced meals, subsidized after school child care, college will most likely be free because his mother is in prison, etc. it was considered kinship care instead of foster care at first. With the money they save she said they are planning on eventually spending it on him to buy him a car when he is old enough.[/quote]

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