Reply to Dual income HHI ~$150k, what do you do?

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Reply to "Dual income HHI ~$150k, what do you do?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]How do you guys afford both spouses working? Wish I was rich enough to afford a nanny, two commutes, maid, takeout food, pricey day cares and summer camps.

Most folks can only afford to Have higher income spouse work. [/quote]

Uh...what? This math only works if one person makes under about $40k. Most people who responded here split the HHI relatively evenly and taking away one of those income sources would be a huge blow.[/quote]

No, actually this person is right. If you are paying a nanny $55k/yr, you have to have a high HHI. Many of us have multiple young children. If you tack on a cleaner (a luxury, I know), you add another $3600/yr.  For us, I was making $95 w/3 kids and I would have been working for benefits and about $500/mo. We tried schlepping kids to daycare and it’s a total circus if you have to be downtown by 8 a.m. Yes, it CAN be done and many people do it, but for us it was miserable.

I work Pt now and our HHI is $200k. It works for us for now. That’s plenty to live on. [/quote]
This is us almost exactly, except I have two kids.  Very little stress in our family (other than kids not listening).  We are done by 7:30pm - dinner, clean up, prepare lunch for school/camp the next day, bath, HW, etc.. DH and I can relax at night when kids have gone to bed by 8pm.  Errands are run during "mommy" hours so we don't have to fight the hordes on the weekend.  It's fantastic. It's why we moved to a lower col area. We did sacrifice living a bit further out, but IMO it's been worth it.  DH leaves early in the morning and is home by 5pm, 5:30pm on a bad traffic day.[/quote]

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