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Reply to "Is taking this vacation financially irresponsible?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm older so that colors my view. It is irresponsible to take the trip. $1000 is a lot of money. You've got to build your savings back first. You can make great memories together at home. There are so many things you can do that don't involve $1000 for airfare. It's prudent to cut back after such a big expense. [/quote] I'm surprised more people aren't concerned about the hit to the savings account. I'm the kind of person who likes to have 6 months of living expenses in my checking (interest bearing for whatever that is worth) account. I would not let my account drop below that for the purposes of a vacation as the point of the cushion is that it's your protection IF something unfortunate were to occur (job loss, major home repair, need for new car, etc.) I would not say that $1,000 + food is an incidental expense by the way. I'd say $1,000 + meals out might easily come to $2,000 after all is said and done. Finally, I don't understand why you have to fly anywhere to have an awesome vacation. Have a staycation. See the sights in DC that are free. Order some pizzas and eat on paper plates. Roast S'mores in the fireplace. Go to a fancy ice cream shop and order the largest fanciest sundae on the menu and each kid gets to pick a scoop. There are so many really fun times you can have as a family that would not involve spending money on airfare, etc.[/quote] I agree. If they have no savings, this is insane. Just because op found a great deal on airfare, the cost of which she hasn't bothered to share, doesn't mean the family should jump on the vacation. [/quote]
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