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Reply to "Is taking this vacation financially irresponsible?"
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[quote=Anonymous]Take the vacation. Life is not promised and we all need to reboot regularly. If it means you are packing your lunch for a few months, oh well. [quote=Anonymous]We just had our roof replaced to the tune of $10,000, which we paid out of pocket. Our savings took a hit, but we knew the roof needed replacing, and we had been boosting our savings accordingly in preparation. If everything goes as planned, we will have recouped that amount and then some by the beginning of next year, if you consider our usual monthly savings, end of year bonuses, and our tax return. With that said, we are still debating if it is responsible to take our annual August vacation. It wouldn’t be as lavish as it usually is, but we would just like to get away as a family, even if it’s less luxurious this year. I found a great deal on airfare, and using points, accommodations for a week’s vacation would be $1000 out of pocket, before food. In the grand scheme, this $1000 isn’t going to make or break us in any way. But it just feels irresponsible. Our savings is now at an all time low, though probably only feels that way to us; we have a fair amount of liquid savings. I’m just a pessimist and I see things happening (like the AC breaking or a car needing a major repair) if we take this vacation, and it feels irresponsible to spend money. My more optimistic side tells me to just do it! “You can always make money. You can’t always make memories.” Help me rationalize this, DCUM, and see it objectively. [/quote][/quote]
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