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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I had a similar situation when my kids were 3 and 5. I had an opportunity to go in house and go from 325k to 150k.  I wanted to do it SO bad but also had a montage that was too high (3800) and similar living expenses.  DH is a professor and makes 110k BUT does all the drop offs, pick ups, days off, and gets reduced summer hours and a sabatical every 7 years.  In other words he wasn't moving.  So I turned down that job but we made a 3 year plan.  We lived SUPER lean, sent kids to our OK public and put everything we could on our mortgage. While we weren't able to pay it off we were able to pay it was down (to about 285k) and refinance and have a payment of 1650.00.  Then I took a similar in house position (making a bit more, 182k) and we all lived happily ever after.  My advice is to pick a date in the future and work towards it. We not only attacked our montage but paid off the last of our loans, our car note, and really let go of dry cleaning, lawn car, cleaning people, pea pod, etc etc.  We felt way more flush when I actually switched to my low paying job and "the trial period" was over![/quote]

I’m in a somewhat similar position to you PP. I’ll have to leave my biglaw job in about another year (but sigh my husband lost his job earlier this year). Did you stay in your house and continue to send your kids to the OK public schools or did you move? [/quote]

This is my post above. Yes we stayed in our house (it’s kind of our back up savings, if we sold now we would take away about 800k cash) and will use our schools until we have a bad experience. My kids are middle of the road achievers and the school is fine for them. They like it and I’m not looking to make issues where there aren’t any. I will see how middle school goes and am willing to make a change but not expecting ultimate doom like some of my neighbors seem to be![/quote]

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