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Money and Finances
Reply to "Spinoff: How do you live below your means?"
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[quote=Anonymous]We max out on 401k and IRAs and fund the 529s every year. Every time our salary would increase we increase the amount of our savings allotment that went directly to savings. As a result we did not see the increases as available to spend. We bought a decent house within our means many years ago and didn’t upgrade to the huge showy house. We prepaid the mortgage and it is paid off. Yes, we buy new cars, but we drive them until the need replaced (10+ years). We take care of our cars and get the preventative maintenance done. We don’t do luxury vacations. Our vacations are modest but fun. We buy clothes when we need them, not want them. We use coupons, buy in bulk, wait for sales, comparison shop, and avoid impulse purchases as much as possible. We don’t feel the need to impress other with our possessions. Our one guilty pleasesure is eating out at work every day, but we don’t go to expensive restaurant all the time.[/quote]
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