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Reply to "Why is the Annual Retirement Contribution Still Maxed at $18.5k?"
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[quote=TwistdMike]This is the link for more info: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits Also, after reading about the 401k limits, you can click the IRA link on the left side to learn more about rollover of excess distributions. There are rules that must be followed to avoid taxes and penalties. Handy rollover chart: https://www.irs.gov/pub/irs-tege/rollover_chart.pdf It’s best if you can discuss directly with the retirement account management company which is holding your account, for specific information that will be applicable to your case. Thanks for adding Roth as a clarification, it was assumed, but you’re correct. Luckily, the company I work with allows after-tax contributions.[/quote]
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