Reply to If you net $12k per month, please post your budget

Forum Index » Money and Finances

Reply to "If you net $12k per month, please post your budget"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous]We net 12k after retirement savings, HSA, insurance, etc.

3,300- mortgage
3,000- daycare 
1,000ish- routine bills (cable, phone, gym membership, the works)
1,500- groceries and takeout 
300- house cleaners every 2 weeks 
500- savings

Clothes, date nights, home maintenance, etc. is covered with the rest.

College savings is from miscellaneous bonuses and gifts from the grandparents.

No cc, auto loan, or other debt except $1,500 in student loan payment (minimum is $500, but we’ve been aggressive at paying it down and will be done in a few months).  Our second kid just started daycare so our daycare bill hasn’t been as high until now, which is how we threw so much at the student loan).

We’re both expecting to 10k or so raises in the next year or two, which will also help boost our liquid savings.
[/quote]

Op here.  Don’t you find it depressing that you can’t save more?[/quote]

This is just our liquid savings.  We already have some investments, retirement, and rainy day savings.  But yes, I feel like we *should* be able to save more.  It’s depressing how much we have to stretch things, but we are 3 payments away from
Being done with student loans and DC1 starts K next year, so we’re hoping to be able to save more and maybe even work on paying extra toward our mortgage.

Maybe some day we can even splurge on travel again! [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics