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Reply to "PITI of 4500"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Our HHI is $360K and our PITI is $6700. No issues and we are able to save $3k a month after all expenses including 2 kids with 529 plans. [/quote] So you bring home around 16k a month and almost 7k is your mortgage you say you save 3k. So this leaves 6k, including 529s. How? I assume you don’t have childcare costs? 16k total 7k - mortgage 3k - savings 2k - guessing 529s 4K - to live off of (bills, cars etc). [/quote] Correct, no child care costs. Both kids are in elementary school. $1k towards 529 and $3K-$4k for bills. We also max out our 401ks. Out PITI of $6700 includes an additional payment of $1k towards principal. No car payments [/quote] So where in your budget is money for holidays, travel, clothing, copays, transportation, etc? Living off of 3k per month with two kids but then paying 6700 for your house is insane!! [/quote]
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