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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This is very helpful.  Can one of the experts give me their thoughts on this scenario?

My DW is a GS 15 10, making $163,000 per year.  She's been a federal employee (attorney) for 18.5 years.

She's thinking of switching to the private sector in a few years.  She likes working and so plans to work until 65 or later.

Should she wait until after she has 20 years of federal employment to make the switch to the private sector, since she's only 1.5 years away?

And if she doesn't feel strongly about making the switch to the private sector, what about just staying in the current job, which she likes well enough?  Thank you.[/quote]

How old is she is now makes a difference in the answer. [/quote]

Not to mention what her practice area is and how marketable it is along with how marketable she is re: business origination.  Some practice areas in government are transferable and others are not.  Honestly you should start a separate thread because you're asking a multi-faceted question that will probably derail this thread from the original topic.[/quote]

Good question. She is 48 years old.[/quote]

So when I asked I was wondering if there was an obvious answer (i.e. she was 58.5 and could draw immediately by staying 18 months)

I don't think her potential fed pension drives her decision at that age. It's more: Will she make considerably more on the outside? Will she be able to work to the same age? If not, will the extra pay over fewer years balance out? Those are the financial side, but it's really about where she will enjoy the work and pace the most if you don't need the extra money. [/quote]

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