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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Whatever the issue is with Mint, the proof is in the pudding.  You spend more than you make.  When you figure out why Mint isn't tracking correctly, the correction will reflect why you're in the red - it doesn't change the fact that you are in the red.[/quote]

Op again.  Yeah, right.  So we need to pay off the credit card debt and reduce spending to free up $1600.  But I'm still totally baffled about Mint!  It is accurate each month in terms of red or black - and we swing wildly from one to the other due to the unpredictability of my DH's income.  Makes budgeting and cash flow hard.  Maybe it's something off with the trends feature.  I just don't get it.  And their customer service is completely useless.  Maybe we should switch to another system.  [/quote]

If you decide to switch, I really like YNAB. Takes a couple of months to get used to, but have been using it for 9 months now and it’s been great. I think it would help you with the uneven income too.[/quote]

No advice for your Mint problems but another fan of YNAB. Mint is simply a tracking service after you've already spent your money, where as YNAB does a better job of relaying real time spending habits and working towards future financial goals. In the first 3 months of using YNAB, we were able to pay off 8k in CC debt and 7k in car loans (which something we'd been trying to do for over a year with Mint, with little success). [/quote]

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