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Reply to "What's the least amount you'd feel comfortable having in liquid assets?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You realize that mutual fund and stock investments are liquid? Assuming not, my answer is 5k, the minimum necessary to avoid bank fees. Otherwise, the answer is 0 since I can easily access money through credit cards and my HELOSorry to all you emergency fund fetishists out there.[/quote] PP with two years: it's not an emergency fund[/quote] 2 years i would disagree, While I don't have every single exit for each of my positions in my brokerage planned out if it came down to it I could have as much as I needed wired to my bank same day to cover the emergency . Yes if this was 2008 all over again I'd rather not be forced to sell in a down market but I'm not 100% invested all the time anyway. I keep less than 10K in a checking account no more than 2k in the house safe.[/quote] I am assuming you have a stable income to cover expenses. I do not.[/quote]
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