Reply to Working well into your 70s because you can’t afford to retire.

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]This problem is really hard, there is no easy fix.

I feel for the uneducated.  A nurse that has worked for 50 years and is not prepared for retirement baffles me.  That is a good paying job.  What happened?[/quote]
Medical bills happened. They happen even to “the educated.”[/quote]

Yes, as well as long stretches of unemployment where savings get drained.

That happened to my parents.

My mom, the highest income earner, got laid off.  My dad was still working, but he made significantly less than my mom and his job offered no insurance benefits.  Of course, what happens?  My brother broke his arm during the gymnastics unit in PE class and required surgery.  The medical bills combined with her not being about to find a job right away caused them to burn through their savings to keep us afloat.  My mom wasn't able to find full-time employment again for over a year (this was at the height of the jobs recession).  She worked temp jobs during the day and then came home and went to work at either Kohl's or Target in the evening to make ends meet.

We still felt the effects of her losing her job for about another year after she found a full time job because that year was spent paying off credit card debt and building the savings up again.

My dad will be 70 this year and just had to retire in 2017, but due to complications from a car accident, not because he wanted to.  My mom is still working and doesn't have any plans to retire.  Both did take their SS as soon as they reached the age where they were allowed.  [/quote]

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