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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Why can't you stay at home on $160K?  You live in a condo so your mortgage can't be that expensive.  [/quote]

We need guaranteed insurance because my husband has MS and his medication is very expensive. Maintaining my job with the feds (and particularly my job in the intel community, with its essentially guaranteed job security, rather than a job at another federal agency) is therefore critical. I know people have said I'm making excuses, but that's why I can't go part-time or work from home. My job doesn't allow a work from home option and it is intensely frowned upon to go part-time. [/quote]

Go part time.  Let them frown.  You are already mommy-tracking, and guess what?  It's because you are a mom.  We should really reclaim that term.  They are your coworkers, not your family.  Your heart is with your kiddo.  Your insurance will get more expensive, though (subsidy is prorated for hours worked) but you should absolutely be making that work with your dh's salary (we are doing it on much less.)  Sell the condo and rent in a closer location to work.   Life is short, don't regret this priceless time with your kid.  I did (went part time) it and it's one of the best decisions I've made.  the rat race is more of a choice than you think.[/quote]

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