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Reply to "How large are the loans you've taken out to finance your kids college education?"
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[quote=Anonymous]I work on higher ed policy and am a former Senate staffer who worked on student loan issues. Whenever possible loans should be taken out in the students name not the parents bc fdderal loan programs are more generous to the student. Here are some quick examples: interest rates are lower, origination fees are lower or don't exist, repayment programs are more lenient and recent college grads are more likely to be able to deduct interest payments from their taxes wo hitting the income phase-out. If they are in a financial position to do so parents can always help their child repay loans and the money devoted to that purpose would count as gift within the family. [/quote]
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