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Reply to "How do you make ends meet on 130k?"
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[quote=Anonymous]I really like the "Smart Money" formula, recommended by several personal finance author. You put in your take home income and then budget 50% for needs, 30% for wants and 20% for savings. Doing this will give you targets, and then you can go through your regular monthly expenses and figure out where the money is being spent. We are at about this level for HHI. I think we make a very nice living, though I wouldn't say it is luxurious. I definitely still consider myself UMC. We've been very very fortunate, even if we can do absolutely everything that would like. [/quote]
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