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Reply to "how the hades did you save a six figure deposit?!"
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[quote=Anonymous][quote=Anonymous] [b]Lived frugally. Saved and invested. Only had one car.[/b] Didn't have a child until 30s. No family help. [/quote] Same here. Like the PP, we live frugally, save and have only one car. We bought the first home with 10% down. It was a tiny cramped townhouse. Even so, we could barely scrape together the down payment. This was BC (before child) and we chose it because it was close to work. We did not know it at the time, but it was in the best school district. Fast forward 15 years, the townhouse value more than doubled. We sold it and use the proceeds plus saving to buy our SFH. We paid cash for it. It was not easy but with spouse's chronic illness, we feel more secure in going this route than getting a mortgage. [/quote]
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