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Money and Finances
Reply to "Dave Ramsey and buying a house."
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[quote=Anonymous][quote=Anonymous]While I don't listen to Dave Ramsey regularly, he is a firm believer in cutting out all the unnecessary expenses out of your daily life to save $$ and get out of debt. You don't NEED a new car and cable and a Starbucks. He wants people to understand need vs wants. Some people didn't learn basic finances early in their life and now need to dig out. Don't get off track with the credit score stuff.[/quote] Op here. Obviously a lot of his plan works. I'm not contesting that. I just wish he would update the manual underwriting and credit score crap because it's not realistic and in most if not all cases it simply will not work here. You can't have a plan that only works in some places and in some situations. Not having a good credit score will negatively effect everything you do unless you have all the money you could ever want/need already. [/quote]
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