Reply to renovations went completely over budget...floating expenses on a credit card now

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[quote=Anonymous][quote=Anonymous]my renovation project went completely off target.  so right now i am in floating the renovation costs onto a credit card and it's going to total about $20,000.  i had signed up for a 0% APR 15 month credit card and will transfer that debt to the 0% APR card and aim to pay it off in 15 months, which is ambitious.   It's going to mean shelling out $1333 a month to pay down this debt.

how many of you experience nightmare renovations where you simply run out of cash but need to get the job done? i have nowhere else to turn but to float this debt.[/quote]

First husband was a aeronautical engineer who was a idiot with zero common sense.  He hired a architect who was the son of our neighbor against my advice.  Architects are notorious for not understanding budgets nor caring. They understand design only.   He added 2 bedrooms and a laundry room for our home. Tried to save costs by hiring people that weren't licensed etc.  I told him when we were in Hawaii I would bet the house wasn't stucco'ed, and wouldn't be when we got home. The guy took the money and never came back. At this point I had already planned to divorce him since my word didn't matter, so I watched and waited. Finally the house was done and looked good, but he had to get money from his dad. His dad gave us 15k to get it done fyi so thankfully he didn't put it on a credit card.  I divorced him 2 years later, and own the house to this day.
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