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Reply to "How many ppl do you know age 30+ foregoing savings, 401k?"
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[quote=Anonymous][quote=Anonymous]We are in our early 40s and way behind on retirement (about 40k in a 401k and no pension to rely on) and college savings. Jobs that didn't 401k match in our 20s, 100k in student loans to pay off, a year of unemployment when it was really hard to find another job (2008), a medically fragile child with really expensive health and therapy needs that keeps one of us out of the workforce and a HHI hovering in the 150s range. Seems like we should be able to save more but there's always something. We don't live a lavish lifestyle. [/quote] I think there's a big difference between people that had rough years and weren't able to save as much, and people who've always been doing relatively well and just squandered it all. The biglaw partners mentioned above really should have no problem maxing our retirement, saving for college, and remaining debt free (other than a mortgage). [/quote]
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