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Money and Finances
Reply to "How to start Dave Ramsey"
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[quote=Anonymous]We didn't read the book. My husband listened to Dave's show going to work every morning when Dave was answering call in questions. He came home one night, wrote us up a plan that fit our life and the debt we had, from there it was on. Simple plan What we took home What we paid out What was left over What to save What we were going to pay down first The biggest hurdle was honesty. We kept an actual ledger, all receipts turned in put into an envelope. Weekly financial meetings. LOL, our date nights. We still laugh about that. It was worth it. If you both don't do it together it doesn't work. There's your discipline and your motivation is to be debt free. How bad you want it depends on you. Going to bed every night without that financial noose around your neck is worth the sacrifice no matter what that sacrifice might be. [/quote]
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