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Reply to "Millennial making 45k - how feasible does this budget sound?"
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[quote=Anonymous][quote=Anonymous]Is your car insurance a true monthly payment, or are you paying it every 6 months (in full)? The 6-month at once option saves you money. You can manage to set aside the fuller amount, and overall, you'd be setting aside less. But if you are already doing the 6 month payment, good job. [/quote] In my experience, the six month, pay your car insurance all at once, doesn't save much in the grand scheme of things. If the OP can do that, great, if not, most insurance providers have a monthly payment plan, or half now, half in 3 months going, or something else. I get why the OP would want to almost double up payments to pay the car off sooner, but maybe lower that slightly, and still manage to pay the car off sooner until a new job arises. [/quote]
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