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[quote=Anonymous][quote=Anonymous][quote=Anonymous]They are being given too much money, whether a debit card, allowance, cash, etc. Give them less, they'll work more.[/quote]

No.  How much do you give your kids a week!  Our teens rarely spend money and in a rare occasion go to a team dinner for $15 or so.  They don’t care about clothes and only ask for reasonable stuff for hobby’s and that’s generally birthdays and holidays.  They don’t go to stores.   They work summers and that money goes to their Roth IRA.  Look at your lifestyle.  Get out and shovel yourself.  You are entitled to expect teens to shovel for you when you can. [/quote]

Our kids are similar. They work as lifeguards and referees, but we let them keep their earnings and match their W-2 and 1099 income into a Roth IRA as a way to teach long-term saving. Despite that, they spend very little—mostly the occasional meal with friends—and have modest tastes.

They still jumped at the chance to shovel snow for neighbors this weekend and worked for hours until the ice made it impractical. Even though they don’t need the money, they were motivated to earn it.

In our experience, work ethic isn’t about withholding money. It’s about expectations, modeling behavior, and making work normal. Kids can have access to money and still value earning it.[/quote]

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