Reply to Why is $275k hhi now so poor?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Stop blowing smoke up my arse trying to claim $275k hhi is just fine and dandy these days.  It is not.  We are friggin dinks with virtually no debt except our mortgage on a very modest $625k home.  We rake in $275k and are super middle class, it’s insane.  Right now driving an 8 year old cheap Mazda 3 bought for $20k snd is paid off.  I dread the day we need a new car, because a new car payment will place huge strain on our finances.  I think we can only afford a Toyota sedan next.  You’d think dinks making almost $300k could afford an Audi these days, but nope.  Car insurance, home insurance, taxes, groceries……all of it demolishes you.  We only take 1 vacation too per year.

Ok, we might tread water, I’ll give you that. But we aren’t THRIVING.  I feel like you’ll only thrive on a $500k income these days.  And that’s only from a DINK perspective!  I dunno how everyone else who is poorer AND has kids survives.  You all survive on malk and beans? Who knew the American dream for family people meant a life of brittle bones and cutting coupons, lol. Prices are so outta control. It is bonkers. [/quote]

LOL- 
Post your expenses and I’ll show you where to cut down.
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I make 150k as a single. I live in a decent townhouse and drive a six year old Japanese midrange car. I don't worry about bills and shop at Whole Foods without sweating over every penny. But it is also not an extravagant life. That couple is making 275k, which is basically two of me. I do know exactly where they are coming from. They live comfortably but it's not fancy nor extravagant. [/quote]

But that "couple" can live in the same "decent townhouse" as you but with double the income.  All expenses for the home are basically the same for 1-2 people.  If you are saving $20K/year, they can save $40K with the same ease.  If they plan/budget they can live well, not just comfortably.  Average income DCUM is $75-80K.  The are 4x that. 
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