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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Must be nice to have $2400/month to put into accounts for college.

Not everyone has that kind of income [/quote]

But if you paid for daycare, you likely could continue to funnel it all (or 75%+) into 529s.  If you wanted.  It's a choice
[/quote]

When we paid for daycare, we were in the red most months.

You are out of touch.[/quote]

Well I wouldn't have had kids until I could afford them (ie not be in the red most months).  We paid off student loans and saved to have an emergency fund.  We bought a home before kids well under what "we could afford" so that we wouldn't be stretched to the brink and beyond.

[/quote]

Congratulations on acing all of life's choices. We bow to thee, and look forward to reading your memoir.[/quote]

Having a kid is a MAJOR expense for the next 18+ years.  Not that difficult to plan for it and make responsible fiscal choices to make it happen.  But choosing to have one when you cannot afford daycare costs is not very smart.  This isn't a "oops, shouldn't have gone out for dinner and drinks last Sat night".  This is something responsible people plan for. Because the problem isn't going to magically resolve itself once you have that costly kid.

[/quote]

If only planning to have a child and timing that child's birth at the perfect economic time was that simple and easy....[/quote]

it's not that difficult.  Use protection until you are financially ready to have a kid.  Used properly (without user error), it's over 99% effective. My first kid was conceived the first time we tried (at 30),  and made me glad we had actively prevented pregnancy before then.  
Not that difficult to plan for if you really want to
[/quote]

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