Reply to Dual income families, what is your HHI?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I make 87k and my husband who also takes care of our son full time brings in about $10-15k.

Mortgage is $1400 a month in NW DC, [b]we have no debt[/b], plenty of savings, save at least $600+ a month, max retirement and travel internationally once or twice a year as well as eat out several times a week.  No childcare payments so there is that.

It stuns me that people making $150k plus a year find it tough to live on that.[/quote]

Well bully for you that you don't have student loans.  Some of us couldn't avoid them.[/quote]

Not the pp but do you enjoy going through life with a massive chip on your shoulder?  PP was stating her situation...sorry you have loans but they do not.  Deal with your own business.[/quote]

Agree!  I didn't even think of student loans when I said we had no debt.  I was thinking more car payments and credit card debt.  But we are 39 and 40, we don't have masters degrees, we didn't go to law school or medical school and we finished studying almost 20 years ago.  [b]We also don't have a very high income compared to most of the people posting here.[/b][/quote]

But you also have a very small mortgage for this area.  I wouldn't find it tough to live on 150k with no daycare, no loans and a itty bitty mortgage either.[/quote]

The point is that people adjust their spending to what they earn.  I couldn't ever contemplate taking on a 4k per month mortgage.  We're lucky that we bought our house nearly 10 years ago, but if we didn't we woudl be living somewhere cheaper.  $1400 a month isn't "itty bitty" to me, and neither is my salary.  I think we're very lucky and hope those of your on $150k+ realize that too.  Even if we earned double we still wouldn't be sending our son to private school or paying a fortune ofr summer camps or other the other "necessities" the people spend so much on.[/quote]

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