Reply to I told DW it’s time for her to return to work FT

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]
Well, we actually bought a house that was affordable to us and was only twice our HHI at the time. We knew that the curriculum of the entire district (MCPS) was substandard compared to our own home country. Private schools were even more disappointing. So it was obvious that we would be supplementing at home.   Opting for an Elementary Title 1 school for our children was not a problem because we are not scared of diversity, and in early ES were happy that our kids were not in a bubble. The resources and  funding available for Title 1 schools resulted in my kids getting accelerated and differentiated in early ES. Since I was extremely clued in about how to navigate the path to the best education in the county, our children got into the magnet track from elementary school onwards and both are in magnet high schools in highly selective STEM programs. We did not spend any money through K-12 for them to get an excellent education. No, prep company cost either  :lol:  To date, my kids have applied to all magnet programs they have been eligible for and have got into all.   We also did not pay for a just-ok small house that was priced high because it was in a W-school district in MCPS.

Since we are a donut hole family, we were able to save for 8 years of college for both kids, with a limit of maximum of $50K per year for each- which is around $800K. None of this would be possible if we had bought a house in an expensive neighborhood with highly rated schools. We believe that schools do not produce high achievers. High achievers are produced in homes that value high academic achievement. Did not hurt that DH and I, both are academically high achieving, even if our HHI is not top 1% but top 3%. 
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I guarantee you that your magnet school is full of children of two working parents who somehow didn't suffer from lack of extra help with bum-wiping.   I mean if you made more money you would be able to afford a nice house in a nice neighborhood AND save for college.[/quote]

Yeah, sure. But we are very stress-free household, which works for us. I do have a wonderful  SFH in a nice neighborhood, except it does not have highly ranked schools due to the demographics.  Anyways, that is a moot point, since my kids went to magnet school, we did not lose out in schooling and I really like the kids that they go to school with and socialize with.  Public school ratings are the main reason for paying exorbitant prices for the W-school homes, is it not?   I have a wonderful spacious house with a lovely huge yard and neighbors that I like.  Our HHI would have gone from 350K to 400K even if I made 100K (because taxes when filing jointly, outsourcing stuff and other costs of working) and somehow that was not worth it for us in terms of stress or additional income. Besides, it is easy for us to go on vacations  because I do not have to take leave from work and can take my kids with me during their break, even if DH is unable to join us for the full duration of our vacation.

I think, once both my kids are in college, who knows? I might pick up an insanely low paying but highly satisfying and morally uplifting non-profit work. For right now - we have low overheards, we save a huge amount of our income for retirement and college, our kids are getting the best education, we have an awesome house, our lifestyle have some luxurious perks without breaking bank - vacations, 1 or 2 semi-expensive hobbies, cleaning lady, ECs for kids. I think we have reached the balance that many people try for.  I  am ok with not living a jet-setting country club lifestyle or buying designer purses and luxury cars because it would mean either going back to work or my DH working more. In the end, I do not value these things over time, peace of mind and stress-free harmonious family life.[/quote]

Oh my lord. Your story isn’t even relevant to the OP who is probably just trying to break $200k by asking his wife to work. Your story about your amazing SAHM life with your $350k “modest” earning husband has literally nothing to do with or any perspective to add to OP’s situation. [/quote]

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