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Reply to "UK, Italy, France quality decline, now poorer than all 50 states "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’d rather live in any of those places than here. The universal healthcare alone would be a relief. [/quote] Exactly. [/quote] a relief from what, available heatlhcare and quality? Yes it may be expensive but remember we make like twice the amount of europe and its doesn't cost as much comapred to the taxes on income. [/quote] ? The amount we pay in premiums + deductible is about $20K for a family of 3 in the US. I guess we need to make more to pay for the outrageous healthcare and college costs. Our UMC friends in the UK don't have to worry about paying for health care costs or college that much. Sure, we may have more than them, but we worry more about paying for medical care. They are able to retire early and not worry about health insurance. We are forced to work longer just for the health insurance. We're seriously thinking of living there for a few years before I qualify for medicare (spouse is a dual citizen). ACA premiums for a 60 yr old hdp is about $1000/month. We did a cost comparison with our friends in the UK, and we pay a lot more than they do overall. Our UK tax bracket would be 20%. There is no joint filing in the UK. So, if each of us have an income of $65k (ish), we each get taxed 20% (13K). That tax amount (13k) ends up being lower than the expected healthcare costs of a 60 yr old person in the US. So, yes, the UK is cheaper when you factor in how expensive healthcare is in the US.[/quote] I work for a f500 and do not pay anywhere close to 20k a year for healthcare. The numbers you're quoting is more for self employed people buying their own insurance. I did Google this and it seems like the average family of 4 pays between 6-7k and year with the employer covering the rest. The average UK student graduates from university with a higher debt than the average American graduate. Google says it's 53,000 pounds, or $71k. The average college debt in the US is $43k. And starting salaries for college grads in the US is a lot higher. So be careful when cherry picking your examples. [/quote] Americans have to work until 65 so they don't have to pay $20K/year on healthcare. Also, not all employers in the US pay for health insurance. As a matter of fact, about 15% to 20% of the population had zero health insurance before ACA. These were not all self employed people. And now, of course, thanks to Rs, many have lost their ACA insurance. Americans have less college debt in part because we the taxpayers bail them out, and some of the colleges here are rich. But, it's not about debt. It's about how much we are paying for college here compared to the UK. I recall a French person on this forum saying that they like how they can make more money here, and their private insurance here is great, but if they lost their job due to illness they'd probably move back to France. The majority of bankruptcies in the US are due to medical reasons. That's unheard of in Europe. America is a great place to make money, not have a quality of life. We have less leave, vacation, more pesticides in our food, more big corp money involved in our everyday of life - food, politics, etc.. It's insidious.[/quote]
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