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Reply to "UK, Italy, France quality decline, now poorer than all 50 states "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’d rather live in any of those places than here. The universal healthcare alone would be a relief. [/quote] Exactly. [/quote] a relief from what, available heatlhcare and quality? Yes it may be expensive but remember we make like twice the amount of europe and its doesn't cost as much comapred to the taxes on income. [/quote] ? The amount we pay in premiums + deductible is about $20K for a family of 3 in the US. I guess we need to make more to pay for the outrageous healthcare and college costs. Our UMC friends in the UK don't have to worry about paying for health care costs or college that much. Sure, we may have more than them, but we worry more about paying for medical care. They are able to retire early and not worry about health insurance. We are forced to work longer just for the health insurance. We're seriously thinking of living there for a few years before I qualify for medicare (spouse is a dual citizen). ACA premiums for a 60 yr old hdp is about $1000/month. We did a cost comparison with our friends in the UK, and we pay a lot more than they do overall. Our UK tax bracket would be 20%. There is no joint filing in the UK. So, if each of us have an income of $65k (ish), we each get taxed 20% (13K). That tax amount (13k) ends up being lower than the expected healthcare costs of a 60 yr old person in the US. So, yes, the UK is cheaper when you factor in how expensive healthcare is in the US.[/quote] I work for a f500 and do not pay anywhere close to 20k a year for healthcare. The numbers you're quoting is more for self employed people buying their own insurance. I did Google this and it seems like the average family of 4 pays between 6-7k and year with the employer covering the rest. The average UK student graduates from university with a higher debt than the average American graduate. Google says it's 53,000 pounds, or $71k. The average college debt in the US is $43k. And starting salaries for college grads in the US is a lot higher. So be careful when cherry picking your examples. [/quote] Not that poster and I generally agree with you, but not everyone has a great plan. I have insurance through work and premiums are 1k/family (that is the portion I actuall pay myself every month, not covered by my employer). So I am paying 12k/year in premiums, and of course further costs depending on the year. That 1k is up from 900 last year, and 850 the year before. The last year I had truly affordable insurance on the level you state as average was 2007.[/quote]
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