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Reply to "How to get out of debt!"
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[quote=Anonymous][quote=Anonymous]I agree about delaying school and maybe doing it later after the debt situation is in a little bit under control. Some people look at the bankruptcy as a failure and could take it very close to their heart and would never be able to recover mentally. Not sure how OP is. [/quote] She doesn't have anything in retirement savings. I don't think she has any pension from her job. She doesn't own a house. She's 43 and says her health isn't great (diabetes, overweight) and is working a job that is pretty physically demanding. She's working to improve her income and once she gets the new degree, should be able to start saving for retirement but not if she has to pay off this $55,000 CC debt. She'll be in her 50s at this rate. That's why I suggest bankruptcy and then building retirement savings.[/quote]
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