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Reply to "How to get out of debt!"
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[quote=Anonymous]I haven't read all the other posts, but what about defaulting on the CC payments and then when the bill collectors call, offer to settle on a much smaller amount? If you are struggling with payments month to month, the CC payment is lowest priority. Everything else that is a necessity (housing, utilities, transportation, food) come first. I wouldnt change the car situation though because it will be real difficult to get a reliable car that is cheaper than the $27k loan, so I would continue paying on that car. I would buy the cheapest grocery food options, cut out all eating out, activities that cost money, etc. I probably would delay going back to school until you develop good habits and fix some of this debt, as I think doing it all at once may be too much of a distraction while trying to also focus on school. [/quote]
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