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[quote=Anonymous][quote=Anonymous][quote=Anonymous]This is quite the thread - I find the honesty refreshing actually, even if it is racist, classist, etc.

These are all factors we as parents think about. It's hard out there to make a good living nowadays, even as a super smart kid.  Job security and high pay are not as guaranteed as they were when we were graduating.

I def don't want DD to bring home MAGA, although I can't imaging that happening. That would be a serious parenting fail.

And yes, I want her spouse to be from a somewhat similar SES, doesn't have to be as wealthy, but debt would be a huge burden. I'm ok with kid of tech immigrant - they're actually more down to earth than some others.

Yes, I would consider helping kid with down payment on a house - I mean, why not if you can afford it?

Very interesting comment from a PP that inherited wealth trumps salary.

Do you all talk to your kids about all these things?  Or just hope for the best?[/quote]

Mom of white immigrant tech kid here. He’s set to graduate with no debt (hopefully), but probably wont have a down payment. Also good looking. Hopefully he’ll be able to find someone like your DD :) [/quote]

Most high end earners and possessors of wealth don’t obtain that status through inheritance or by virtue of their parents. Of course for those who receive inherited help it is a significant advantage. DCUM’s population is generally desirable - people with sound habits, concern about education and the future of their children, and so on. But unless one really focuses on accumulating enough capital to at least get some breathing space, it isn’t easy for our kids.

The real dividing line is that our economy as with other developed economies heavily favors capital over labor.  I can attest to this personally. I come from nothing and a poverty stricken and abusive home. But for the incentives caused by necessity, I never would have done so well. I say this because while the capital preference is accurate, it is such a heavy and ponderous message to give to young people. I embraced it because I was already in a dark place and saw reality. I feel foolish even mentioning this concept to young people, because there’s a lot more to life than accumulating capital and avoiding relying on a fickle and arbitrary labor market to draw economic rents. But it really matters. The biggest economic attribute we all can control is the avoidance of debt. This sounds preachy but as a desperately poor person at one time debt would have impeded my life, particularly from a psychological point of view.

Just observations [/quote]

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