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[quote=Anonymous][quote=Anonymous]What you don’t get is that in high cost areas $100k a year means scraping by. This has been discussed ad nauseum on various threads. If you live in Kansas, $100k is great. In DC or any other places with a high cost of living, you can’t support a family on it at all. If you are single, that $100k after taxes isn’t enough to cover housing and food expenses. [/quote]

This is just wildly untrue. If you sre scraping by on $100K, in DC, you are making or previously made poor choices. For sure you can't have everything. But you should not be living paycheck to paycheck.

On that salary you need to find housing around $2500, which can be done with moving farther, getting a roommate, looking for a good deal. That leaves you still 60% of your check. Save half of that (about $2000 rough math, majority should go in retirement the rest in cash savings). Use whatever remains on your food and entertainment (roughly $2000). If one month an unexpected expense arises, save less than half. If you have other loans, you'll be saving or spending less until those loans are paid.[/quote]

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