Reply to Dual income families, what is your HHI?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]210K. DH: 170K, Me:[b] 40K[/b][/quote]

PT?  Would seem somewhat pointless to pay FT daycare at that salary, assuming you have kids.[/quote]

I'm not the PP you quoted, but I don't make a whole lot more than her. My job is full-time and I make just under $50k. [b]For us, it's about the insurance. [/b]My insurance is fantastic and doesn't cost much out-of-pocket. DH's insurance is exorbitantly expensive (more than daycare costs per month) and doesn't cover as much as mine.

Also, I don't think I'm cut out to be a SAHM. I think it's good for me to leave the house and go to a job every day. But I would really love more time with DS. In my perfect world, I'd be able to keep my benefits and go down to part-time.

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Ding, ding, ding... it's all about the benefits for me, too. My DH's coverage, which isn't very good due to all the copays, is free for him, but to add a spouse & child, it would be about $1,500 / month. So DC is with me on my policy. I get dental; DH doesn't. I work part-time, but enough hours to get full benefits. My salary goes to 401(k), 529 plans, vacation, and tutoring costs for our dyslexic child.

To the PP, perhaps your employer offers full-benefits if you are working at least 30 or 32 hours a week. It's a cut in the pay, but the benefits is what you're looking for, I think. You'd get a day "off" to run errands and not be totally batty by the weekend. My employer actually gives full benefits if you work at least 24 hours a week.
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