Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
College and University Discussion
Reply to "Did you folks not do ANY saving?"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous][quote=Anonymous] [quote]NP here. I don't know anyone who owns a business or has individual policies that pays less under Obamacare ACA. [/quote] Well then you should meet more people because I am one (SB owner of 25 years). You should also do the math properly -- some of the things now mandated couldn't be purchased by individuals AT ANY PRICE, such as pre-existing conditions, pediatric dental, etc. But you go ahead and keep white-knighting those insurance companies. [quote=Anonymous] If folks are struggling to put enough money away for college clearly ridiculous insurance premiums under Obamacare are one of the reasons. [/quote] ...says the thing I just pulled out of my ass.[/quote] You sound rude and crude. And I might add a bit uninformed about the details of insurance but that’s understandable because most people are. Anyway, the ACA did in fact mandate an incredibly extensive (thus expensive) benefits package, which does of course relate to overall premium expenses. Most people can self-insure for pediatric dental and many screening tests and spend much less per year than they do now for these benefits they’re paying for and often not using under the ACA. T[b]he provider network behind ACA plans are also incredibly limited[/b], which makes for a frustrating patient experience. Trump and the Republicans before him were very happy to sabotage the plan, but the Democrats were incredibly naïve to assume that the networks and market place would be robust within a couple years. They also willfully ignored the serious but unpopular projections by some economists about the price of these benefits packages. There is a ton of blame to go around regarding the ACA. [/quote] All ACA providers have pulled out of our zip code. Families like us have no option but to "go naked" (ins. terminology for taking the risk of going without insurance at all) or, if self-employed, setting up an employer plan, which we do at a cost of $30K a year.[/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics