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[quote=Anonymous][quote=Anonymous][quote=Anonymous]At 40 we had a combined 330K, now in late 40s it's about 900k.  [/quote]

Wow hope to be in your position in a decade. So tell us -- what were you putting in? 18.5k each? Or was it up to the 55k with profit sharing? Any matching?[/quote]

18.5K each.  Combined matches add an extra about 8-12K/ total year (varied over jobs)--so roughly 47K contributions when we were perfect (but there was a job switch, unemployment blip during that time period so not quite perfect--but close :).  The market was, of course, unusually good in this time period.  But looking at it, it seems we also roughly tripled our retirement net worth btwn 30 and 40.  At 30, we had about 100k, regularly contributed though not always max--luckily even through 2008-2009--and had 330k at 40.  Now at 48 we're on track to tripling by 50 if things don't fall apart.  (at 20 we were both at zero--and not yet a union-- so I don't know how to calculate tripling from that :) . I think tripling gets harder the more money you have because the contributions are a smaller percentage of the whole--so I'm not guessing we will have 2.7 million at 60 :)--but we're shooting for 1.5 million from this source by the time we retire at 67 and calculators suggest we're on track to get more.  May not be able to max out during our paying for kids college years and unexpected life has a way of happening so I'm aiming conservative.

NOTE: I realized that my numbers included our smallish old Roth IRAs (total under 100k) and less than 30k in a 457 we were briefly eligible for long ago (I just lump everything together since we have rollover IRAs from old 401ks etc. due to job switches etc).  But we didn't contribute to either of those in the past decade.[/quote]

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