Reply to People who don’t insure their house

Forum Index » Money and Finances

Reply to "People who don’t insure their house "

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous]We don’t have homeowners insurance. It is priced based on average risk, plus a profit margin for the company. I am much more careful than the average person - always clean the dryer lint etc - so my house is much less likely to be damaged than the average person’s house. So it would be a net negative for me to purchase i.[/quote]

You’re an idiot. Wait till a healthy tree falls over in a freak storm, which we had inspected every year. Hope you’ve got $65k for that—the amount we got from insurance. It didn’t cover the $6K we also paid to take the tree trunk down because insurance doesn’t care about that. They only covered the branch that hit the house removal. [/quote] 
You’re supposed have enough common sense to trim down or remove any trees that could reach your house if they happened to fall (which they do, quite often, healthy or not). I cringe any time I see a million dollar house closely surrounded by 50 foot trees. An ounce of prevention is worth a pound of cure…Prepare for the worst, hope for the best…yadda, yadda

You aren’t able to handle the basics of homeownership, so of course you need homeowners insurance to spread the risk. PP considers what could happen, takes steps to prevent it, and is then rewarded via the risk.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics