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[quote=Anonymous]Across all accounts, including retirement, 529 plans, and brokerage accounts, I put everything into VTSAX or whatever version of that is available, and it has worked very well for me over the past 20 years. I have mid-seven figures across the accounts. I also have cash-flowing real estate that is a hedge against a market collapse, and I keep 2 years' worth of reserves in cash equivalents. Unless you have enough money to get into VC and private equity and take advantage of tax planning, it's unlikely that a money manager will do better for you than my straightforward approach. I pay minuscule fees for VTSAX. [/quote]
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