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Reply to "starting to think downsizing to a townhouse not worth it"
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[quote=Anonymous]You need to really think about the HOA, how much you spend to do your own maintenance and what you may spend on this as you age. People usually grossly underestimate how much they spend on maintenance, both interior and exterior…even if they cut their own lawn or shovel their own walk. They will say it’s “free” even though you buy a new mower, shovels, fertilizer, rock salt, etc. People who already outsource much of this probably see very little change in their monthly spend vs HOA dues covering these things. There is also some value on just not having to do it yourself anymore and th[/quote]
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