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Money and Finances
Reply to "One million saved…can I stop now?"
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[quote=Anonymous]Not enough information to solve. How much do you spend per year? What do you expect to spend per year in retirement? Do you have any large expenses coming between now and then? Do you have any other income sources (now or in retirement (Social Security, Railroad Retirement, pension, inheritance, etc.))? What is the tax basis for the $1m saved (is it in a tax-deferred account, or something else?)? Do you expect tax rates to go up or down? How is that $1m invested? What is your risk tolerance? What is your and your spouse's life expectancy? Do you want to have any money left over to donate or leave to heirs? OP needs to do the math on this. Depending upon the answers to the above, $1m may be more than enough or it may be way too low.[/quote]
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