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College and University Discussion
Reply to "FA for 200k HHI"
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[quote=Anonymous][quote=Anonymous]OP here. My husband makes 145k and I make 65k. I feel like I'm better off not working. We just recently combined assets 5 years ago. I was making 40k until two years ago. We can only afford maybe 10k out of pocket per kid, per year to cash flow. Maybe 20k per year out of our retirement for both kids. UMD is 30k, they wouldn't even be able to afford most in state options it sounds like. [/quote] Check out UMBC’s new net price calculator. It now shows merit aid scenarios. 1300 SAT plus decent weighted GPA yields $7k annually, which gets your direct cost of attendance (tuition, fees, R&B) down to $20k. Merit at UMD (sounds like you are in state MD) is much tighter and of course it’s a more difficult admit. UMBC at this price is an excellent cost-quality option. DC can take moderate student loan of $5k annually and easily earn $5k, getting your cost down to $10k. Plus maybe another $2k for books and misc. expenses.[/quote]
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