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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Do you want to buy a car? Lease a car? Have a utility account? Take out a loan of any kind? Get a job where they may check your credit score?

Of course it's to your advantage to have a good score. 662 is not good. It's not awful, but it's not good. If you can afford $50 a few times in interest, FFS, just do it.

You asked if it's worth it to raise your score. 
We told you it is. 
So. [/quote]

But the answer is no to all your questions. I'm not aiming to buy a car. I live in a city. I'll never be able to buy a house - not even a one bedroom condo.  I'm just trying to find a reason WHY it would be important for me to raise it.  That's all. [/quote]

Look.[b] It's a good idea because it demonstrates responsibility and that have a variety of positive financial repercussions. It's also a good idea because though you don't intent to do those things, what if you chance your mind? So it's a good idea because it's a good idea.[/b] Are you just throwing a pity party and wanting to repeat over and over that you will never do XYZ? I get the feeling, but you also seems like you can do something about this, so you should. But no one's gonna make you. [/quote]

This, OP.  Haven't you already found in life that it is better if you hedge your bets?

It is kinda like saying that it is midnight right now so you aren't going to drink any coffee and therefore you don't need any coffee grounds in the house.  However, at 8 am tomorrow morning, when it is raining cats and dogs, and you don't want to trek to Starbucks, you might feel differently.

Plan ahead even for a future you aren't imagining right now.  Otherwise what you get in the future will just be a fait accompli.[/quote]

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