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Reply to "My credit score is 662"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]That's not a great score, but if you have no debt it's because you haven't actually established that you are truly creditworthy yet. You should absolutely get 1-2 more cards, and within the first few months incur a balance (make minimum payments!) then pay that balance off in full. Do this a few times. Use the cards on occasion. Your score will shoot up. [/quote] But do I have any need to have a higher credit score? [/quote] Yes, you will need to be at 700 if you want to get a mortgage.[/quote] This is absolutely untrue. [/quote]
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