Reply to How does your family survive making under 200k hhi

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[quote=Anonymous]This is just ridiculous. Life at/under 200k is very good in the dc area. Yours may not be, but that is down to your choices. Buy what you can afford (or less), if you can't afford what you want then save until you can and make it a priority. Plan to live on one salary (if you are dual earners). Yes, cost of living is higher in dc than many other places, but there are also more jobs and higher paying jobs here than out other places. If you can't be happy with what you can afford and you are unable to delay gratification you will be unhappy at any income level.

I don't know what parents made, but given that I walked to school early so my friends didn't see me in the free/reduced lunch ticket line, I am guessing it wasn't much. I worked three jobs to earn the money for ivf and for a down payment when my primary job was under 60k, continued until our HHI was close to 200. Did I enjoy working nights and weekends? No, but more than I liked the FARMS line. And after having a NW at 25 of -27k in 2005 we have a NW of 750, a nice 2000sqft home in a close suburb with great schools. Would be higher if we didn't have to pay for ivf and a nanny, but we are fortunate to live in an area where we can make this kind of money and have access to the highest level of medical care and several options.

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