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[quote=Anonymous][quote=Anonymous]My husband and I are very early 30s; ~$300K HHI. We want kids but I have no idea how we are going to do it. I make more so can’t be a SAHM; my husband would not be a good SAHD. And even on that salary childcare will wipe us out.

This thread has been eye opening; thanks to all who posted. [/quote]

Why will child care "wipe you out" at that income?

Many families pay for childcare for multileg Le kids on 150-200k in income. You are looking at 40-60k per year that first year. A lot, no question, but if you cut back retirement contributions and budget consciously, doable. Many families naturally save money on food and entertainment during the baby years because you just go out less.

I did SAHM for the first two years and we got buy in 150k and it was sometimes tight but not that hard.

But I really wanted to be a parent. We didn't base whether or not to have a kid on our income-- we decide ded we wanted a kid and then made lifestyle choices that enabled that choice. The same way you would make financial choices to enable going back to school or starting a business-- the sacrifices are worth it because it's a means to an end. Not just checking off a box of "well this is what people do."[/quote]

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