Reply to Has anyone here on a normal income successfully FIREd?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]^thought balance billing was when you used an in network facility that employed an out of network provider.  I.e. surgeon and surgery center are in network but anesthesiologist is not.  This is a real PITA issue by the way, I have tried to verify whether certain support functions were in network and they have no way of knowing so no way for a patient to have a meaningful choice.[/quote]

Yes, that can be a reason for a balance to exist.

It's very hard to control and verify in advance that every single person involved in your procedure is in-network. Especially in a LCOL area where they might have only one provider in staff. It's foolish to think you can stay in-network every year for decades to come without any surprises.[/quote]
No, it’s not foolish, if you pay for insurance, you should be INSURED. That means that the insurer should take into account and tell you what’s in network so you get provided the care that you’re insured for. As in, it should be all automatically verified before the patient proceeds with a service that won’t bankrupt them. It’s lunacy that you can get “surprised” by this BS. The health care industry is nuts for working this way. [/quote]

And yet, in this fallen world OP must live, and budget, and convince a woman that his calculations are accurate...[/quote]

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