Reply to FAFSA - is middle-class waste time applying?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][b]These threads always get derailed by bickering. [/b]If there are state/federal funds involved, even if it's designated merit, the school will likely require the FAFSA just to complete their accounting, confirm there's no double dipping and no additional eligibility. This is a case where OP would complete the FAFSA. The FAFSA is less info than a tax return. I don't see how a fed household would find this intrusive, cumbersome or unexpected. [/quote]

I thought about this.  If you google  “what is middle class”, it will usually be some sort of distribution for the region area and break that up into tiers.  But if you search things like how much did you need to make to afford x or y back  when we grew up - potentially people in that middle income range could afford a home, healthcare, and if it was a good job with a pension, they also had a retirement. I live in a neighborhood where people had 4-5 kids or more (back in the 1960’s) , sometimes one income, sent the kids to Catholic school and they could retire with a pension and healthcare.  Fast forward to today and say 120K for a family of four in Alexandria is considered middle income with 49% adults in the region - what that lifestyle looks like for middle income is different now than it was when we were growing up and it’s hard to say it’s a pick 3 - do you want to buy a single family home, fund retirement, have adequate healthcare, be able to have a parent stay home, pay for college etc.  This shifts that you have to be in that tier beyond middle income to afford what back is generation ago was middle class.  And one more income tier to live the lifestyle that was x years ago considered upper middle class.  [/quote]

It's not relevant.  $300K is not middle class.  You have the option to save.  Your lifestyle choices shouldn't be considered - if you choose to live in a million+ house, you shouldn't get aid over someone who has a much cheaper house and saved.[/quote]

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