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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. I’m not the same poster that talked about having a housekeeper. That is absolutely not us. We clean our own toilets. We rarely eat out and when we do it’s a fast casual spot. We take trips to visit family or day trips that don’t require overnights. Even with that I don’t see how the numbers work out unless we move into an apartment and don’t save for retirement, which perhaps is a choice we could make, but doesn’t seem prudent. I appreciate the replies![/quote]

So it seems like you know your answer. And you probably have known it all along—you can’t make the numbers work. [/quote]

Agree. Not sure how you make it work for two kids with that mortgage payment. 
One strategy might be to consider a career pivot for either/both you and DH to yield higher salaries. 
I left non profit sector for private a few years after having my first kid. Kicking myself I didn’t do it sooner. The salary/bonuses etc are worth it. [/quote]

We're facing this challenge now. $350k HHI, $3200 monthly mortgage. Old cars, paid off. 2 kids currently in public, looking at private, but really reluctant to "sacrifice" jobs we adore -- true unicorn gigs perfectly suited to our personalities, family obligations, and professional aspirations -- for more $$ in private sector gigs guaranteed to be a poorer fit.  If the school upgrade is truly worth it, I'd rather dip into home equity or retirement savings to fund it. But I'm not yet convinced it's truly worth it [/quote]

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