Reply to If you are a working mom, why?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I like financial independence. I have a multi-million dollar retirement fund and my children’s college funds were fully funded before starting school with leftovers for grad school.[b] If you choose to stay home, please make sure you have a fully funded, independent retirement fund that puts you at least a million by age 60, 62. [/b] I have that plus social security, plus a pension, plus health insurance until I die.

I also really liked my job and had a lot of time to spend with the kids. Enough for all of us. [/quote]

I work but this is ridiculous. I have known some women who SAHM simply because they are great at it and live it— it is their calling. None of them had what you describe here, but they also wouldn’t have it if they worked. Most people don’t make this much money. I don’t!

These are always the most annoying comments in these threads to me. The women who never really had to make any hard choices because they are so privileged, lecturing everyone else on what to do. You are rich! Your choices aren’t relevant to 99.9% of women. Please take what I’m sure is an excellent, high paid nanny and your well funded retirement snd college funds and go be quiet somewhere else. No idea if you’re an actual troll or just totally tone dead, but your comments are not useful to anyone.[/quote]

I wrote the post and upon re-reading agree.  What I should have done is just answered the question without the details. Also, the OP did not ask for advice which I gave anyway, which wasn’t helpful.  However, if I had chosen anyway to plow ahead with the advice, I should have just said to please think ahead to retirement.  The percentage of elderly women in poverty or at least tough circumstances is incredibly high in this country, particularly if a divorce occurs anywhere in the mix.   And FWIW, my children were in daycare, and my overall income has been well below any DCUM high standards. The assets were accumulated with literally $55,000 in inheritance money and 30 years of saving.  I’m sitting here in clothes from Target and come from a modest financial background.  It is possible to look out for one’s retirement without being wealthy out of the gate.  Having said all that, I do apologize for the tone deaf nature and to anyone I offended.  It’s often why I step away from this forum for months or even years at a time.  I’m not happy with myself for having contributed to that environment.  I will think carefully before posting next time. [/quote]

Wow. A genuine apology on DCUM. Well done![/quote]

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