Reply to Those in your 40s and 50s, if you had kids later in life, do you regret it?

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Reply to "Those in your 40s and 50s, if you had kids later in life, do you regret it?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Here we go with this same tired old topic again.

Look, the bottom line is simple:  it's better to have kids young.  Biology prefers it for a reason.

Of course older mothers are going to disagree, because they have to validate their choices or circumstances.  All of this baloney about the benefits of having kids older[b] -- being financially secure, having fun in your youth, etc. -- benefit the [i]parents[/i], not the kids.[/b]  If, for example, you're a struggling grad student, having a kid doesn't hurt the kid because your future earnings potential is presumably high.

That's what we did.  We got married in our early 20s, got our kids out of the way while going to grad school, and had all four before we were 30.  Now our kids are full grown, and the parents of their kids' friends are closer to our age than theirs.  And our kids didn't suffer economically, academically, or socially because we didn't wait until the timing was "perfect" by DCUM's definition.  To the contrary, they thrived.  [/quote]
uh, what? how does being financially secure NOT benefit kids? [/quote]

No one is advocating young parents with no financial future having babies.  The problem with DCUM is that parents feel like a baby who doesn't get pushed around in a $2000 stroller or live in a 5000sf house in the suburbs or attend the top private school are deprived.  I see a lot of younger families with a lot less than that raising great kids and having awesome lives.  I absolutely one hundred percent think that DCUM's definition of "financial security" is warped and harmful for many children. [/quote]

Nope, never was into name brands and big houses although our net worth in 7 figures.  But providing lots of enrichment (museums, theater, music, arts) in DC, traveling and experiencing different places and cultures, being exposed to variety of different foods, great family experiences and memories at the beach house so far at 7 years old are more important than the stuff.  Being able to have alot of family time, be present for sports games, being involved in his school because of secure finances and flexibility with work in an already established career is priceless.

But even more important is starting that 529 at birth and putting in a lot in the younger years so that money is compounded tax free for college, grad/med/law school will be covered if interested.  And money to help with down payment of 1st place, etc.. will give DS a very head start in life.  Talk to the millennials today who are weighted down by student debt, etc….

No way would I be able to give DS any of the above experiences or head start having a child in my 20’s or early 30’s.  That’s the game changer having financial security means to us.[/quote]

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